Articles

 

Hard vs. Soft Market: What Does This Mean?

The insurance market waxes and wanes in unpredictable cycles, vacillating between hard and soft markets. When insurance pricing is stable or falling, it is referred to as a soft market. Soft markets have generally predominated in recent decades. Hard markets, on the other hand, are characterized by quickly rising insurance premium costs (typically by 15 […]
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Cyber Security for Your Small Business

Statistics show that roughly 60% of small businesses will close permanently within six months of a cyber attack. High-profile cyber attacks on companies such as Target and Zappos have generated national headlines and have raised awareness of the growing threat of cyber crime. Recent surveys conducted by the Small Business Authority, Symantec and the National […]
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Automobile Insurance Explained

All about Automobile Policy Coverage If you are trying to make sense of your automobile policy coverage options and the limits that you need, we can help. We’ve covered the basics to help you read and understand your coverage options and policy language. The following are general terms and coverages. Each province has specific requirements […]
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Auto Body Shops: Think Twice Before Allowing Customers in the Garage

As an auto body shop employee, you already know what kinds of risks are associated with your job. Auto body shops present a variety of hazards, including the use of dangerous chemicals, exposure to paint fumes, exposure to sanding dust, metal fumes from welding and cutting, hearing damage from excessive noise, the potential for oil […]
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